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How cute is this? If a skirt is needed, and it's cold outside, or a skirt is needed BECAUSE it's cold outside, you can do worse than the Craft Womens Insulation Skirt, that's for sure. Because this skirt is designed for active outdoor people, and has panels of stretchy softshell fabric for natural movement with extra ventilation for temperature regulation. And it's an ergonomic shape so it fits nice.